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Provider comparison · Updated May 2026
Momentum vs Auto & General
How Momentum and Auto & General compare on price, claims, products and rewards across the South African market.
Momentum edges Auto & General on customer rating.
| Feature | Momentum | Auto & General |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.3 |
| Average premium | R710/pm | R650/pm |
| Claims turnaround | 72h | 48h |
| Pricing tier | Premium | Mid-range |
| Flagship product | Multiply Rewards | Comprehensive Car |
| Product range | Life, Investments, Short-term, Health | Car, Home, Life, Business |
Momentum
Long-term financial wellness
Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.
Strengths
- Strong life and investment offering
- Multiply rewards programme
- Holistic advice
Trade-offs
- Short-term insurance secondary focus
- Broker-led model
Auto & General
Sense, not nonsense
Auto & General is a Telesure-group direct insurer offering personal and commercial short-term cover across South Africa since 1985.
Strengths
- Established Telesure brand
- Flexible excess options
- Strong call-centre
Trade-offs
- Limited rewards programme
- Mid-tier digital tooling
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