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Provider comparison · Updated May 2026

Momentum vs Auto & General

How Momentum and Auto & General compare on price, claims, products and rewards across the South African market.

Momentum edges Auto & General on customer rating.

FeatureMomentumAuto & General
Customer rating★ 4.5★ 4.3
Average premiumR710/pmR650/pm
Claims turnaround72h48h
Pricing tierPremiumMid-range
Flagship productMultiply RewardsComprehensive Car
Product rangeLife, Investments, Short-term, HealthCar, Home, Life, Business

Momentum

Long-term financial wellness

Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.

Strengths
  • Strong life and investment offering
  • Multiply rewards programme
  • Holistic advice
Trade-offs
  • Short-term insurance secondary focus
  • Broker-led model

Auto & General

Sense, not nonsense

Auto & General is a Telesure-group direct insurer offering personal and commercial short-term cover across South Africa since 1985.

Strengths
  • Established Telesure brand
  • Flexible excess options
  • Strong call-centre
Trade-offs
  • Limited rewards programme
  • Mid-tier digital tooling