← All comparisons
Provider comparison · Updated May 2026
OUTsurance vs Momentum
How OUTsurance and Momentum compare on price, claims, products and rewards across the South African market.
OUTsurance edges Momentum on customer rating.
| Feature | OUTsurance | Momentum |
|---|---|---|
| Customer rating | ★ 4.8 | ★ 4.5 |
| Average premium | R720/pm | R710/pm |
| Claims turnaround | 24h | 72h |
| Pricing tier | Mid-range | Premium |
| Flagship product | OUTbonus | Multiply Rewards |
| Product range | Car, Home, Business, Life | Life, Investments, Short-term, Health |
OUTsurance
You always get something OUT
Founded in 1998, OUTsurance is one of South Africa's most-recognised short-term insurers, famous for its OUTbonus and call-centre service model.
Strengths
- 24-hour claims turnaround
- OUTbonus cash-back after 3 claim-free years
- Strong call-centre
Trade-offs
- Fixed R4,000 excess on some products
- Limited online self-service
Momentum
Long-term financial wellness
Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.
Strengths
- Strong life and investment offering
- Multiply rewards programme
- Holistic advice
Trade-offs
- Short-term insurance secondary focus
- Broker-led model
Other popular comparisons
Discovery Insure vs OUTsuranceDiscovery Insure vs King PriceDiscovery Insure vs SantamDiscovery Insure vs MiWayDiscovery Insure vs MomentumOUTsurance vs King PriceOUTsurance vs SantamOUTsurance vs MiWayOUTsurance vs MomentumKing Price vs Santam