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SME liability & asset cover
Compare business insurance in South Africa
Commercial cover for traders, contractors, professionals and SMEs.
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From R420/pm · 6 providers
Top providers for business insurance
All providers →Discovery Insure
★ 4.7Behaviour-based rewards & telematics
Avg. premiumR680/pm
Claims48 hours
TierPremium
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OUTsurance
★ 4.8You always get something OUT
Avg. premiumR720/pm
Claims24 hours
TierMid-range
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King Price
★ 4.5Premiums that decrease monthly
Avg. premiumR590/pm
Claims36 hours
TierBudget
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Santam
★ 4.6South Africa's largest short-term insurer
Avg. premiumR790/pm
Claims72 hours
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MiWay
★ 4.4Direct, digital, on your side
Avg. premiumR640/pm
Claims48 hours
TierMid-range
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Momentum
★ 4.5Long-term financial wellness
Avg. premiumR710/pm
Claims72 hours
TierPremium
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Why compare business insurance with us
Side-by-side pricing across 40+ South African insurers
Editorial reviews scoring claims, value and digital UX
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