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Provider comparison · Updated May 2026
OUTsurance vs King Price
How OUTsurance and King Price compare on price, claims, products and rewards across the South African market.
OUTsurance edges King Price on customer rating.
| Feature | OUTsurance | King Price |
|---|---|---|
| Customer rating | ★ 4.8 | ★ 4.5 |
| Average premium | R720/pm | R590/pm |
| Claims turnaround | 24h | 36h |
| Pricing tier | Mid-range | Budget |
| Flagship product | OUTbonus | Decreasing Premium |
| Product range | Car, Home, Business, Life | Car, Building, Cyber Cover, Commercial |
OUTsurance
You always get something OUT
Founded in 1998, OUTsurance is one of South Africa's most-recognised short-term insurers, famous for its OUTbonus and call-centre service model.
Strengths
- 24-hour claims turnaround
- OUTbonus cash-back after 3 claim-free years
- Strong call-centre
Trade-offs
- Fixed R4,000 excess on some products
- Limited online self-service
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
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