Compare South African insurance
with confidence.
Independent comparisons across car, home, life, medical, funeral and business cover from 40+ SA providers. No pressure, no spam, no data sold to call centres — just clearer choices.
Trusted South African insurers we compare
Why South Africans use us
One short form. Every major insurer. Real prices.
We do the digging across 40+ SA insurers so you don't have to fill in the same form ten times. See genuine pricing, claims turnaround and customer ratings — all on one page.
when switching car insurer via comparison
across car, home, life, medical, funeral & business
100% free · no spam · no call-centre follow-ups
How it works
Three steps to compare insurance in SA.
You stay anonymous until you decide an insurer is worth talking to.
Tell us what you need
About a minute of questions. No ID upload, no paperwork.
Compare insurers side by side
Independent ratings, premiums and claim turnaround times from 40+ SA insurers — in one view.
Pick what actually fits
Choose the cover that suits your budget. We don't follow up unless you ask us to.
What can we help you compare?
Pick the cover you came here for.
Car Insurance
Comprehensive, third party & roadside
Life Cover
Secure your family up to R50m
Funeral Cover
48-hour payouts, no medicals
Medical Aid
Hospital plans, gap cover & savings
Home & Buildings
Building, contents, all-risks
Business Insurance
SME liability & asset cover
Travel Insurance
International & regional
Mobile & Gadgets
Phones, laptops, wearables
South African insurers, side by side
See how the local market stacks up.
Independent scoring across claims turnaround, pricing and verified customer reviews — refreshed monthly. No paid placement.
Discovery Insure
Behaviour-based rewards & telematics
OUTsurance
You always get something OUT
King Price
Premiums that decrease monthly
Santam
South Africa's largest short-term insurer
MiWay
Direct, digital, on your side
Momentum
Long-term financial wellness
What our users say
Trusted by thousands of South Africans every month.
"Saved nearly R400 a month on car cover. Took less than 5 minutes and no one phoned me afterwards."
"I finally understood the difference between the funeral plans on offer. The comparison table made it obvious."
"Best part — no pushy call centre. I picked the insurer I wanted and went directly to them."
Why compare with us
A quieter way to shop SA insurance.
Stop repeating yourself
One short form goes to dozens of insurers — instead of retelling your story to each call centre.
Independent by design
We don't underwrite or broker. Rankings are editorial, not paid placement.
No obligation, ever
Browse, compare, close the tab. Only the insurers you pick ever see your details.
Built for South Africa
Local insurers, local suburbs, Rand pricing — none of it copy-pasted from overseas.
Insights & guides
Insurance, explained like a friend would.
How to lower your car insurance premium in South Africa by up to 15%
Tracking devices, secure parking and a clean claims history all move the needle. Here's the playbook for 2026.
Hospital plan vs full medical aid: which one do you actually need?
We break down day-to-day benefits, chronic cover and gap insurance to help you choose the right scheme.
The best funeral cover policies under R200 per month
Family cover up to R30,000 with 48-hour payouts — compare Old Mutual, Sanlam, Avbob and AVBOB Direct.
Common questions
Everything you wanted to ask, in plain English.
Still unsure? Browse our guides or read our how we compare page.
Transparency
How we make money.
CompareInsurance.co.za is free to use. We never charge South Africans for a comparison or for being introduced to an insurer.
When you choose to get a quote, the insurer you pick may pay us a referral fee. That fee never changes the premium you're quoted, and it never changes where insurers sit in our rankings — those are based on our independent editorial scoring.
If an insurer doesn't pay us at all, we still list them. We'd rather show you the right cover than only the ones paying us.
Read our full methodologyReady when you are
Compare insurance in 2 minutes. Save for years.
One short form. Real quotes from 40+ South African insurers. No spam, no call-centre follow-ups — just clearer choices.