Insurance Intelligence Engine
Bloomberg-grade monitoring of South African insurers — product launches, pricing moves, benefit updates and market sentiment, surfaced to editors with AI summaries and SEO actions.
Vitality Drive fuel cash-back tier expanded
Discovery has expanded its top Vitality Drive fuel cash-back tier from 25% to 30% for Diamond status members on selected fuel partners. Eligibility now also extends to hybrid vehicles, signalling a deliberate push into the EV/hybrid risk pool.
BeforeEarn up to 25% back on fuel each month based on driving behaviour.
AfterEarn up to 30% back on fuel each month, now including hybrid vehicles.
AI confidencediscovery.co.za/insure/vitalitydrive94%OUTsurance Business launches SME bundle for sub-R5m turnover
A new packaged SME product covers public liability, business contents and business interruption in a single monthly premium, targeting the underserved sub-R5m turnover segment.
BeforeStandalone business insurance quoted per category.
AfterNew 'Business Essentials' bundle from R690/pm.
AI confidenceoutsurance.co.za/business91%Roadside assistance excludes off-road incidents beyond 50km
MiWay quietly updated its policy wording to exclude towing for off-road incidents more than 50km from a public road. Affects 4x4 / overlanding customers in particular.
BeforeRoadside assistance includes off-road recovery.
AfterExcludes off-road incidents more than 50km from a public road.
AI confidencemiway.co.za/legal/policy-wording87%Coastal building premiums adjusted in storm-exposure zones
Premiums for buildings cover in select coastal postal codes have been re-rated upward following 2025 storm-season loss data. Inland pricing remains flat.
BeforeFlat coastal premium band.
AfterTwo-tier coastal premium band introduced.
'Greenlight 2.0' life cover campaign launched
Greenlight 2.0 reframes life and disability cover around income protection and adds a digital underwriting flow for sums assured under R3m.
BeforeGreenlight branded around lump-sum cover.
AfterGreenlight 2.0 — income-protection-first.
AI confidenceoldmutual.co.za/personal/greenlight96%Multiply gap-cover FAQ clarifies in-hospital co-payments
Updated FAQ language clarifies how Multiply gap cover interacts with scheme co-payments for specialist procedures. No premium change.
BeforeGeneric co-payment description.
AfterProcedure-level co-payment examples added.
AI confidencemomentum.co.za/health/multiply73%