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Provider comparison · Updated May 2026
MiWay vs Clientèle
How MiWay and Clientèle compare on price, claims, products and rewards across the South African market.
MiWay edges Clientèle on customer rating.
| Feature | MiWay | Clientèle |
|---|---|---|
| Customer rating | ★ 4.4 | ★ 4.1 |
| Average premium | R640/pm | R150/pm |
| Claims turnaround | 48h | 48h |
| Pricing tier | Mid-range | Budget |
| Flagship product | MiHero | Funeral Plus |
| Product range | Car, Home, Business, Life | Funeral, Life, Legal, Health |
MiWay
Direct, digital, on your side
MiWay is a Sanlam-owned direct insurer that competes on simple, digital-first short-term insurance for individuals and small businesses.
Strengths
- Quick online quotes
- Strong digital UX
- Flexible excess
Trade-offs
- Smaller branch footprint
- Mixed customer service feedback
Clientèle
Direct life and legal cover
Clientèle is a JSE-listed direct insurer offering funeral, life, legal and health policies via telesales and digital channels.
Strengths
- Fast funeral payouts
- Strong call-centre sales
- Legal cover specialist
Trade-offs
- Aggressive telesales reputation
- Limited short-term cover
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