Topic guides · Updated 2026
Insurance topics, calmly explained
The questions South Africans actually ask — answered without jargon, with picks from the insurers we rate highest.
Comprehensive vs third-party car insurance
Comprehensive covers your vehicle for accident, theft and hijacking. Third-party only covers damage to others. Here's how to pick the right cover for SA conditions.
Read the guideCheap car insurance for young drivers
Under-25s pay 40–60% more than the SA market average. Three insurers consistently price under R900 a month for a Polo Vivo in Gauteng.
Read the guideMedical aid for families
Comprehensive medical aid for a family of four in SA averages R7,500–R12,000 per month. We compare comprehensive plans against hospital plan + gap cover.
Read the guideExtended-family funeral cover
Most SA funeral policies allow you to add parents, in-laws, siblings and even adult children. Here's how the rules differ across insurers.
Read the guideLife cover for first-time buyers
Buying life insurance for the first time? Here's how to size your cover, pick between term and whole-of-life, and avoid the three most common mistakes.
Read the guideSmall business insurance
Most SA SMEs are dramatically under-insured. The four products that actually matter — public liability, professional indemnity, asset all-risks and business interruption.
Read the guide