← All comparisons
Provider comparison · Updated May 2026
Santam vs Stangen
How Santam and Stangen compare on price, claims, products and rewards across the South African market.
Santam edges Stangen on customer rating.
| Feature | Santam | Stangen |
|---|---|---|
| Customer rating | ★ 4.6 | ★ 4.2 |
| Average premium | R790/pm | R140/pm |
| Claims turnaround | 72h | 48h |
| Pricing tier | Premium | Budget |
| Flagship product | Comprehensive Plus | Direct Life Cover |
| Product range | Personal Lines, Commercial, Agriculture, Specialist | Life, Funeral, Disability |
Santam
South Africa's largest short-term insurer
Santam is South Africa's largest short-term insurer with a 100+ year history, serving personal, commercial and agricultural markets.
Strengths
- Largest local insurer
- Extensive broker network
- Strong commercial offering
Trade-offs
- Slower digital experience
- Higher premiums on entry tier
Stangen
Direct life insurance, no medicals
Stangen is a Liberty-group direct life insurer offering simple, no-medical life cover via online and telesales channels.
Strengths
- No medicals up to R3m
- Simple online application
- Fast underwriting
Trade-offs
- Life-only product set
- Limited rider flexibility
Other popular comparisons
Discovery Insure vs OUTsuranceDiscovery Insure vs King PriceDiscovery Insure vs SantamDiscovery Insure vs MiWayDiscovery Insure vs MomentumOUTsurance vs King PriceOUTsurance vs SantamOUTsurance vs MiWayOUTsurance vs MomentumKing Price vs Santam