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Provider comparison · Updated May 2026
Santam vs Hollard
How Santam and Hollard compare on price, claims, products and rewards across the South African market.
Santam edges Hollard on customer rating.
| Feature | Santam | Hollard |
|---|---|---|
| Customer rating | ★ 4.6 | ★ 4.4 |
| Average premium | R790/pm | R690/pm |
| Claims turnaround | 72h | 72h |
| Pricing tier | Premium | Mid-range |
| Flagship product | Comprehensive Plus | Hollard Highway Heroes |
| Product range | Personal Lines, Commercial, Agriculture, Specialist | Car, Home, Business, Life, Funeral |
Santam
South Africa's largest short-term insurer
Santam is South Africa's largest short-term insurer with a 100+ year history, serving personal, commercial and agricultural markets.
Strengths
- Largest local insurer
- Extensive broker network
- Strong commercial offering
Trade-offs
- Slower digital experience
- Higher premiums on entry tier
Hollard
South Africa's largest privately-owned insurer
Hollard is South Africa's largest privately-owned insurance group, serving personal, commercial and life markets through brokers and direct channels.
Strengths
- Strong broker network
- Wide product range
- Solid commercial offering
Trade-offs
- Broker-led model
- Slower digital experience
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