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Provider comparison · Updated May 2026
OUTsurance vs First for Women
How OUTsurance and First for Women compare on price, claims, products and rewards across the South African market.
OUTsurance edges First for Women on customer rating.
| Feature | OUTsurance | First for Women |
|---|---|---|
| Customer rating | ★ 4.8 | ★ 4.4 |
| Average premium | R720/pm | R600/pm |
| Claims turnaround | 24h | 36h |
| Pricing tier | Mid-range | Mid-range |
| Flagship product | OUTbonus | Guardian Angel |
| Product range | Car, Home, Business, Life | Car, Home, Life, All-risks |
OUTsurance
You always get something OUT
Founded in 1998, OUTsurance is one of South Africa's most-recognised short-term insurers, famous for its OUTbonus and call-centre service model.
Strengths
- 24-hour claims turnaround
- OUTbonus cash-back after 3 claim-free years
- Strong call-centre
Trade-offs
- Fixed R4,000 excess on some products
- Limited online self-service
First for Women
Insurance built for women
First for Women is a Telesure-group insurer designed specifically for women drivers, with safety and personal-security benefits built into every policy.
Strengths
- Guardian Angel emergency service
- Women-focused benefits
- Handbag cover included
Trade-offs
- Female main-driver requirement
- Pricing varies by region
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