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Provider comparison · Updated May 2026
Momentum vs Old Mutual
How Momentum and Old Mutual compare on price, claims, products and rewards across the South African market.
Momentum edges Old Mutual on customer rating.
| Feature | Momentum | Old Mutual |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.3 |
| Average premium | R710/pm | — |
| Claims turnaround | 72h | 96h |
| Pricing tier | Premium | Mid-range |
| Flagship product | Multiply Rewards | Greenlight Life |
| Product range | Life, Investments, Short-term, Health | Funeral, Life, Investments, Short-term |
Momentum
Long-term financial wellness
Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.
Strengths
- Strong life and investment offering
- Multiply rewards programme
- Holistic advice
Trade-offs
- Short-term insurance secondary focus
- Broker-led model
Old Mutual
Africa's oldest financial brand
Founded in 1845, Old Mutual is a pan-African financial services group with deep roots in life, funeral and savings products.
Strengths
- Trusted 175-year brand
- Wide product range
- Funeral & life leader
Trade-offs
- Slower digital tooling
- Traditional broker channel
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