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Provider comparison · Updated May 2026
Momentum vs Hollard
How Momentum and Hollard compare on price, claims, products and rewards across the South African market.
Momentum edges Hollard on customer rating.
| Feature | Momentum | Hollard |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.4 |
| Average premium | R710/pm | R690/pm |
| Claims turnaround | 72h | 72h |
| Pricing tier | Premium | Mid-range |
| Flagship product | Multiply Rewards | Hollard Highway Heroes |
| Product range | Life, Investments, Short-term, Health | Car, Home, Business, Life, Funeral |
Momentum
Long-term financial wellness
Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.
Strengths
- Strong life and investment offering
- Multiply rewards programme
- Holistic advice
Trade-offs
- Short-term insurance secondary focus
- Broker-led model
Hollard
South Africa's largest privately-owned insurer
Hollard is South Africa's largest privately-owned insurance group, serving personal, commercial and life markets through brokers and direct channels.
Strengths
- Strong broker network
- Wide product range
- Solid commercial offering
Trade-offs
- Broker-led model
- Slower digital experience
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