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Provider comparison · Updated May 2026
Momentum vs Dialdirect
How Momentum and Dialdirect compare on price, claims, products and rewards across the South African market.
Momentum edges Dialdirect on customer rating.
| Feature | Momentum | Dialdirect |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.2 |
| Average premium | R710/pm | R610/pm |
| Claims turnaround | 72h | 48h |
| Pricing tier | Premium | Budget |
| Flagship product | Multiply Rewards | DriveDirect |
| Product range | Life, Investments, Short-term, Health | Car, Home, All-risks |
Momentum
Long-term financial wellness
Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.
Strengths
- Strong life and investment offering
- Multiply rewards programme
- Holistic advice
Trade-offs
- Short-term insurance secondary focus
- Broker-led model
Dialdirect
Sharp pricing, app-first
Dialdirect is a Telesure-group insurer focused on direct, app-driven motor and household cover.
Strengths
- Competitive pricing
- Telematics-based discounts
- Self-service app
Trade-offs
- Limited brand recognition
- Smaller product catalogue
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