← All comparisons

Provider comparison · Updated May 2026

Momentum vs Dialdirect

How Momentum and Dialdirect compare on price, claims, products and rewards across the South African market.

Momentum edges Dialdirect on customer rating.

FeatureMomentumDialdirect
Customer rating★ 4.5★ 4.2
Average premiumR710/pmR610/pm
Claims turnaround72h48h
Pricing tierPremiumBudget
Flagship productMultiply RewardsDriveDirect
Product rangeLife, Investments, Short-term, HealthCar, Home, All-risks

Momentum

Long-term financial wellness

Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.

Strengths
  • Strong life and investment offering
  • Multiply rewards programme
  • Holistic advice
Trade-offs
  • Short-term insurance secondary focus
  • Broker-led model

Dialdirect

Sharp pricing, app-first

Dialdirect is a Telesure-group insurer focused on direct, app-driven motor and household cover.

Strengths
  • Competitive pricing
  • Telematics-based discounts
  • Self-service app
Trade-offs
  • Limited brand recognition
  • Smaller product catalogue