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Provider comparison · Updated May 2026
Momentum vs AVBOB
How Momentum and AVBOB compare on price, claims, products and rewards across the South African market.
Momentum and AVBOB are evenly matched on customer rating.
| Feature | Momentum | AVBOB |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.5 |
| Average premium | R710/pm | R110/pm |
| Claims turnaround | 72h | 24h |
| Pricing tier | Premium | Budget |
| Flagship product | Multiply Rewards | Family Funeral Plan |
| Product range | Life, Investments, Short-term, Health | Funeral, Life, Memorial Services |
Momentum
Long-term financial wellness
Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.
Strengths
- Strong life and investment offering
- Multiply rewards programme
- Holistic advice
Trade-offs
- Short-term insurance secondary focus
- Broker-led model
AVBOB
Funeral cover from R30k to R100k
AVBOB is a mutual society and South Africa's largest funeral insurer, providing burial benefits and free funeral services to policyholders since 1918.
Strengths
- 24-hour funeral payouts
- Free funeral benefits to policyholders
- Mutual society — no shareholders
Trade-offs
- Funeral-focused product range
- Limited digital self-service
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