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Provider comparison · Updated May 2026

MiWay vs Stangen

How MiWay and Stangen compare on price, claims, products and rewards across the South African market.

MiWay edges Stangen on customer rating.

FeatureMiWayStangen
Customer rating★ 4.4★ 4.2
Average premiumR640/pmR140/pm
Claims turnaround48h48h
Pricing tierMid-rangeBudget
Flagship productMiHeroDirect Life Cover
Product rangeCar, Home, Business, LifeLife, Funeral, Disability

MiWay

Direct, digital, on your side

MiWay is a Sanlam-owned direct insurer that competes on simple, digital-first short-term insurance for individuals and small businesses.

Strengths
  • Quick online quotes
  • Strong digital UX
  • Flexible excess
Trade-offs
  • Smaller branch footprint
  • Mixed customer service feedback

Stangen

Direct life insurance, no medicals

Stangen is a Liberty-group direct life insurer offering simple, no-medical life cover via online and telesales channels.

Strengths
  • No medicals up to R3m
  • Simple online application
  • Fast underwriting
Trade-offs
  • Life-only product set
  • Limited rider flexibility