← All comparisons
Provider comparison · Updated May 2026
MiWay vs Sanlam
How MiWay and Sanlam compare on price, claims, products and rewards across the South African market.
Sanlam edges MiWay on customer rating.
| Feature | MiWay | Sanlam |
|---|---|---|
| Customer rating | ★ 4.4 | ★ 4.5 |
| Average premium | R640/pm | R740/pm |
| Claims turnaround | 48h | 72h |
| Pricing tier | Mid-range | Premium |
| Flagship product | MiHero | Cumulus Echo |
| Product range | Car, Home, Business, Life | Life, Investments, Retirement, Health |
MiWay
Direct, digital, on your side
MiWay is a Sanlam-owned direct insurer that competes on simple, digital-first short-term insurance for individuals and small businesses.
Strengths
- Quick online quotes
- Strong digital UX
- Flexible excess
Trade-offs
- Smaller branch footprint
- Mixed customer service feedback
Sanlam
Wealthsmiths
Sanlam is a JSE-listed diversified financial services group and one of South Africa's largest life insurers, founded in 1918.
Strengths
- Top-3 SA life insurer
- Reality rewards programme
- Strong adviser network
Trade-offs
- Adviser-led model
- Short-term via MiWay subsidiary
Other popular comparisons
Discovery Insure vs OUTsuranceDiscovery Insure vs King PriceDiscovery Insure vs SantamDiscovery Insure vs MiWayDiscovery Insure vs MomentumOUTsurance vs King PriceOUTsurance vs SantamOUTsurance vs MiWayOUTsurance vs MomentumKing Price vs Santam