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Provider comparison · Updated May 2026
MiWay vs Renasa
How MiWay and Renasa compare on price, claims, products and rewards across the South African market.
MiWay edges Renasa on customer rating.
| Feature | MiWay | Renasa |
|---|---|---|
| Customer rating | ★ 4.4 | ★ 4.2 |
| Average premium | R640/pm | R700/pm |
| Claims turnaround | 48h | 60h |
| Pricing tier | Mid-range | Mid-range |
| Flagship product | MiHero | Broker Personal Lines |
| Product range | Car, Home, Business, Life | Personal Lines, Commercial, Telematics, Specialist |
MiWay
Direct, digital, on your side
MiWay is a Sanlam-owned direct insurer that competes on simple, digital-first short-term insurance for individuals and small businesses.
Strengths
- Quick online quotes
- Strong digital UX
- Flexible excess
Trade-offs
- Smaller branch footprint
- Mixed customer service feedback
Renasa
The broker's insurer
Renasa positions itself as 'the broker's insurer' — short-term cover distributed exclusively through independent brokers across South Africa.
Strengths
- Broker-aligned model
- Strong claims service
- Telematics-enabled products
Trade-offs
- Available only through brokers
- Lower direct brand awareness
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