← All comparisons
Provider comparison · Updated May 2026
MiWay vs Lombard Insurance
How MiWay and Lombard Insurance compare on price, claims, products and rewards across the South African market.
MiWay edges Lombard Insurance on customer rating.
| Feature | MiWay | Lombard Insurance |
|---|---|---|
| Customer rating | ★ 4.4 | ★ 4.2 |
| Average premium | R640/pm | R850/pm |
| Claims turnaround | 48h | 72h |
| Pricing tier | Mid-range | Premium |
| Flagship product | MiHero | Bond & Guarantees |
| Product range | Car, Home, Business, Life | Surety Bonds, Engineering, Liability, Commercial |
MiWay
Direct, digital, on your side
MiWay is a Sanlam-owned direct insurer that competes on simple, digital-first short-term insurance for individuals and small businesses.
Strengths
- Quick online quotes
- Strong digital UX
- Flexible excess
Trade-offs
- Smaller branch footprint
- Mixed customer service feedback
Lombard Insurance
Specialist surety & niche cover
Lombard Insurance is a South African specialist insurer best known for surety bonds, guarantees and niche commercial lines.
Strengths
- Leading surety bond provider
- Specialist underwriting
- Strong commercial relationships
Trade-offs
- Mostly commercial & surety focus
- Limited personal cover
Other popular comparisons
Discovery Insure vs OUTsuranceDiscovery Insure vs King PriceDiscovery Insure vs SantamDiscovery Insure vs MiWayDiscovery Insure vs MomentumOUTsurance vs King PriceOUTsurance vs SantamOUTsurance vs MiWayOUTsurance vs MomentumKing Price vs Santam