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Provider comparison · Updated May 2026
MiWay vs King Price
How MiWay and King Price compare on price, claims, products and rewards across the South African market.
King Price edges MiWay on customer rating.
| Feature | MiWay | King Price |
|---|---|---|
| Customer rating | ★ 4.4 | ★ 4.5 |
| Average premium | R640/pm | R590/pm |
| Claims turnaround | 48h | 36h |
| Pricing tier | Mid-range | Budget |
| Flagship product | MiHero | Decreasing Premium |
| Product range | Car, Home, Business, Life | Car, Building, Cyber Cover, Commercial |
MiWay
Direct, digital, on your side
MiWay is a Sanlam-owned direct insurer that competes on simple, digital-first short-term insurance for individuals and small businesses.
Strengths
- Quick online quotes
- Strong digital UX
- Flexible excess
Trade-offs
- Smaller branch footprint
- Mixed customer service feedback
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
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