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Provider comparison · Updated May 2026

MiWay vs AVBOB

How MiWay and AVBOB compare on price, claims, products and rewards across the South African market.

AVBOB edges MiWay on customer rating.

FeatureMiWayAVBOB
Customer rating★ 4.4★ 4.5
Average premiumR640/pmR110/pm
Claims turnaround48h24h
Pricing tierMid-rangeBudget
Flagship productMiHeroFamily Funeral Plan
Product rangeCar, Home, Business, LifeFuneral, Life, Memorial Services

MiWay

Direct, digital, on your side

MiWay is a Sanlam-owned direct insurer that competes on simple, digital-first short-term insurance for individuals and small businesses.

Strengths
  • Quick online quotes
  • Strong digital UX
  • Flexible excess
Trade-offs
  • Smaller branch footprint
  • Mixed customer service feedback

AVBOB

Funeral cover from R30k to R100k

AVBOB is a mutual society and South Africa's largest funeral insurer, providing burial benefits and free funeral services to policyholders since 1918.

Strengths
  • 24-hour funeral payouts
  • Free funeral benefits to policyholders
  • Mutual society — no shareholders
Trade-offs
  • Funeral-focused product range
  • Limited digital self-service