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Provider comparison · Updated May 2026
MiWay vs 1Life
How MiWay and 1Life compare on price, claims, products and rewards across the South African market.
MiWay and 1Life are evenly matched on customer rating.
| Feature | MiWay | 1Life |
|---|---|---|
| Customer rating | ★ 4.4 | ★ 4.4 |
| Average premium | R640/pm | R195/pm |
| Claims turnaround | 48h | 48h |
| Pricing tier | Mid-range | Budget |
| Flagship product | MiHero | Pure Life Cover |
| Product range | Car, Home, Business, Life | Life, Funeral, Disability, Credit Life |
MiWay
Direct, digital, on your side
MiWay is a Sanlam-owned direct insurer that competes on simple, digital-first short-term insurance for individuals and small businesses.
Strengths
- Quick online quotes
- Strong digital UX
- Flexible excess
Trade-offs
- Smaller branch footprint
- Mixed customer service feedback
1Life
Life cover made simple
1Life is a Telesure-group direct life insurer that pioneered fully online life cover in South Africa, focused on simple risk products.
Strengths
- Online life cover in minutes
- No medicals up to R5m
- Transparent pricing
Trade-offs
- Life-only focus, no short-term
- Limited rider options
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