← All comparisons
Provider comparison · Updated May 2026
Santam vs First for Women
How Santam and First for Women compare on price, claims, products and rewards across the South African market.
Santam edges First for Women on customer rating.
| Feature | Santam | First for Women |
|---|---|---|
| Customer rating | ★ 4.6 | ★ 4.4 |
| Average premium | R790/pm | R600/pm |
| Claims turnaround | 72h | 36h |
| Pricing tier | Premium | Mid-range |
| Flagship product | Comprehensive Plus | Guardian Angel |
| Product range | Personal Lines, Commercial, Agriculture, Specialist | Car, Home, Life, All-risks |
Santam
South Africa's largest short-term insurer
Santam is South Africa's largest short-term insurer with a 100+ year history, serving personal, commercial and agricultural markets.
Strengths
- Largest local insurer
- Extensive broker network
- Strong commercial offering
Trade-offs
- Slower digital experience
- Higher premiums on entry tier
First for Women
Insurance built for women
First for Women is a Telesure-group insurer designed specifically for women drivers, with safety and personal-security benefits built into every policy.
Strengths
- Guardian Angel emergency service
- Women-focused benefits
- Handbag cover included
Trade-offs
- Female main-driver requirement
- Pricing varies by region
Other popular comparisons
Discovery Insure vs OUTsuranceDiscovery Insure vs King PriceDiscovery Insure vs SantamDiscovery Insure vs MiWayDiscovery Insure vs MomentumOUTsurance vs King PriceOUTsurance vs SantamOUTsurance vs MiWayOUTsurance vs MomentumKing Price vs Santam