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Provider comparison · Updated May 2026
OUTsurance vs Renasa
How OUTsurance and Renasa compare on price, claims, products and rewards across the South African market.
OUTsurance edges Renasa on customer rating.
| Feature | OUTsurance | Renasa |
|---|---|---|
| Customer rating | ★ 4.8 | ★ 4.2 |
| Average premium | R720/pm | R700/pm |
| Claims turnaround | 24h | 60h |
| Pricing tier | Mid-range | Mid-range |
| Flagship product | OUTbonus | Broker Personal Lines |
| Product range | Car, Home, Business, Life | Personal Lines, Commercial, Telematics, Specialist |
OUTsurance
You always get something OUT
Founded in 1998, OUTsurance is one of South Africa's most-recognised short-term insurers, famous for its OUTbonus and call-centre service model.
Strengths
- 24-hour claims turnaround
- OUTbonus cash-back after 3 claim-free years
- Strong call-centre
Trade-offs
- Fixed R4,000 excess on some products
- Limited online self-service
Renasa
The broker's insurer
Renasa positions itself as 'the broker's insurer' — short-term cover distributed exclusively through independent brokers across South Africa.
Strengths
- Broker-aligned model
- Strong claims service
- Telematics-enabled products
Trade-offs
- Available only through brokers
- Lower direct brand awareness
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