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Provider comparison · Updated May 2026
OUTsurance vs Old Mutual
How OUTsurance and Old Mutual compare on price, claims, products and rewards across the South African market.
OUTsurance edges Old Mutual on customer rating.
| Feature | OUTsurance | Old Mutual |
|---|---|---|
| Customer rating | ★ 4.8 | ★ 4.3 |
| Average premium | R720/pm | — |
| Claims turnaround | 24h | 96h |
| Pricing tier | Mid-range | Mid-range |
| Flagship product | OUTbonus | Greenlight Life |
| Product range | Car, Home, Business, Life | Funeral, Life, Investments, Short-term |
OUTsurance
You always get something OUT
Founded in 1998, OUTsurance is one of South Africa's most-recognised short-term insurers, famous for its OUTbonus and call-centre service model.
Strengths
- 24-hour claims turnaround
- OUTbonus cash-back after 3 claim-free years
- Strong call-centre
Trade-offs
- Fixed R4,000 excess on some products
- Limited online self-service
Old Mutual
Africa's oldest financial brand
Founded in 1845, Old Mutual is a pan-African financial services group with deep roots in life, funeral and savings products.
Strengths
- Trusted 175-year brand
- Wide product range
- Funeral & life leader
Trade-offs
- Slower digital tooling
- Traditional broker channel
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