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Provider comparison · Updated May 2026

OUTsurance vs Hollard

How OUTsurance and Hollard compare on price, claims, products and rewards across the South African market.

OUTsurance edges Hollard on customer rating.

FeatureOUTsuranceHollard
Customer rating★ 4.8★ 4.4
Average premiumR720/pmR690/pm
Claims turnaround24h72h
Pricing tierMid-rangeMid-range
Flagship productOUTbonusHollard Highway Heroes
Product rangeCar, Home, Business, LifeCar, Home, Business, Life, Funeral

OUTsurance

You always get something OUT

Founded in 1998, OUTsurance is one of South Africa's most-recognised short-term insurers, famous for its OUTbonus and call-centre service model.

Strengths
  • 24-hour claims turnaround
  • OUTbonus cash-back after 3 claim-free years
  • Strong call-centre
Trade-offs
  • Fixed R4,000 excess on some products
  • Limited online self-service

Hollard

South Africa's largest privately-owned insurer

Hollard is South Africa's largest privately-owned insurance group, serving personal, commercial and life markets through brokers and direct channels.

Strengths
  • Strong broker network
  • Wide product range
  • Solid commercial offering
Trade-offs
  • Broker-led model
  • Slower digital experience