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Provider comparison · Updated May 2026

OUTsurance vs AVBOB

How OUTsurance and AVBOB compare on price, claims, products and rewards across the South African market.

OUTsurance edges AVBOB on customer rating.

FeatureOUTsuranceAVBOB
Customer rating★ 4.8★ 4.5
Average premiumR720/pmR110/pm
Claims turnaround24h24h
Pricing tierMid-rangeBudget
Flagship productOUTbonusFamily Funeral Plan
Product rangeCar, Home, Business, LifeFuneral, Life, Memorial Services

OUTsurance

You always get something OUT

Founded in 1998, OUTsurance is one of South Africa's most-recognised short-term insurers, famous for its OUTbonus and call-centre service model.

Strengths
  • 24-hour claims turnaround
  • OUTbonus cash-back after 3 claim-free years
  • Strong call-centre
Trade-offs
  • Fixed R4,000 excess on some products
  • Limited online self-service

AVBOB

Funeral cover from R30k to R100k

AVBOB is a mutual society and South Africa's largest funeral insurer, providing burial benefits and free funeral services to policyholders since 1918.

Strengths
  • 24-hour funeral payouts
  • Free funeral benefits to policyholders
  • Mutual society — no shareholders
Trade-offs
  • Funeral-focused product range
  • Limited digital self-service