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Provider comparison · Updated May 2026

OUTsurance vs Assupol

How OUTsurance and Assupol compare on price, claims, products and rewards across the South African market.

OUTsurance edges Assupol on customer rating.

FeatureOUTsuranceAssupol
Customer rating★ 4.8★ 4.3
Average premiumR720/pmR120/pm
Claims turnaround24h48h
Pricing tierMid-rangeBudget
Flagship productOUTbonusFamily Funeral Plan
Product rangeCar, Home, Business, LifeFuneral, Life, Savings, Retirement

OUTsurance

You always get something OUT

Founded in 1998, OUTsurance is one of South Africa's most-recognised short-term insurers, famous for its OUTbonus and call-centre service model.

Strengths
  • 24-hour claims turnaround
  • OUTbonus cash-back after 3 claim-free years
  • Strong call-centre
Trade-offs
  • Fixed R4,000 excess on some products
  • Limited online self-service

Assupol

Life cover for working South Africans

Assupol is a long-standing South African life insurer focused on accessible funeral, life and savings products for working families.

Strengths
  • Affordable funeral & life cover
  • Strong rural footprint
  • Fast claim payouts
Trade-offs
  • Lower cover limits
  • Basic digital tooling