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Provider comparison · Updated May 2026
OUTsurance vs Assupol
How OUTsurance and Assupol compare on price, claims, products and rewards across the South African market.
OUTsurance edges Assupol on customer rating.
| Feature | OUTsurance | Assupol |
|---|---|---|
| Customer rating | ★ 4.8 | ★ 4.3 |
| Average premium | R720/pm | R120/pm |
| Claims turnaround | 24h | 48h |
| Pricing tier | Mid-range | Budget |
| Flagship product | OUTbonus | Family Funeral Plan |
| Product range | Car, Home, Business, Life | Funeral, Life, Savings, Retirement |
OUTsurance
You always get something OUT
Founded in 1998, OUTsurance is one of South Africa's most-recognised short-term insurers, famous for its OUTbonus and call-centre service model.
Strengths
- 24-hour claims turnaround
- OUTbonus cash-back after 3 claim-free years
- Strong call-centre
Trade-offs
- Fixed R4,000 excess on some products
- Limited online self-service
Assupol
Life cover for working South Africans
Assupol is a long-standing South African life insurer focused on accessible funeral, life and savings products for working families.
Strengths
- Affordable funeral & life cover
- Strong rural footprint
- Fast claim payouts
Trade-offs
- Lower cover limits
- Basic digital tooling
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