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Provider comparison · Updated May 2026
OUTsurance vs Absa Insurance
How OUTsurance and Absa Insurance compare on price, claims, products and rewards across the South African market.
OUTsurance edges Absa Insurance on customer rating.
| Feature | OUTsurance | Absa Insurance |
|---|---|---|
| Customer rating | ★ 4.8 | ★ 4.2 |
| Average premium | R720/pm | R680/pm |
| Claims turnaround | 24h | 72h |
| Pricing tier | Mid-range | Mid-range |
| Flagship product | OUTbonus | iDirect Car |
| Product range | Car, Home, Business, Life | Car, Home, Life, Funeral, Investments |
OUTsurance
You always get something OUT
Founded in 1998, OUTsurance is one of South Africa's most-recognised short-term insurers, famous for its OUTbonus and call-centre service model.
Strengths
- 24-hour claims turnaround
- OUTbonus cash-back after 3 claim-free years
- Strong call-centre
Trade-offs
- Fixed R4,000 excess on some products
- Limited online self-service
Absa Insurance
Bank-backed personal cover
Absa Insurance offers short-term, life and funeral cover bundled with Absa banking, with strong bancassurance distribution across SA.
Strengths
- Absa Rewards integration
- Strong bancassurance model
- Comprehensive life offering
Trade-offs
- Limited self-service tools
- Tied to banking relationship
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