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Provider comparison · Updated May 2026
Momentum vs Renasa
How Momentum and Renasa compare on price, claims, products and rewards across the South African market.
Momentum edges Renasa on customer rating.
| Feature | Momentum | Renasa |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.2 |
| Average premium | R710/pm | R700/pm |
| Claims turnaround | 72h | 60h |
| Pricing tier | Premium | Mid-range |
| Flagship product | Multiply Rewards | Broker Personal Lines |
| Product range | Life, Investments, Short-term, Health | Personal Lines, Commercial, Telematics, Specialist |
Momentum
Long-term financial wellness
Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.
Strengths
- Strong life and investment offering
- Multiply rewards programme
- Holistic advice
Trade-offs
- Short-term insurance secondary focus
- Broker-led model
Renasa
The broker's insurer
Renasa positions itself as 'the broker's insurer' — short-term cover distributed exclusively through independent brokers across South Africa.
Strengths
- Broker-aligned model
- Strong claims service
- Telematics-enabled products
Trade-offs
- Available only through brokers
- Lower direct brand awareness
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