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Provider comparison · Updated May 2026

Momentum vs Renasa

How Momentum and Renasa compare on price, claims, products and rewards across the South African market.

Momentum edges Renasa on customer rating.

FeatureMomentumRenasa
Customer rating★ 4.5★ 4.2
Average premiumR710/pmR700/pm
Claims turnaround72h60h
Pricing tierPremiumMid-range
Flagship productMultiply RewardsBroker Personal Lines
Product rangeLife, Investments, Short-term, HealthPersonal Lines, Commercial, Telematics, Specialist

Momentum

Long-term financial wellness

Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.

Strengths
  • Strong life and investment offering
  • Multiply rewards programme
  • Holistic advice
Trade-offs
  • Short-term insurance secondary focus
  • Broker-led model

Renasa

The broker's insurer

Renasa positions itself as 'the broker's insurer' — short-term cover distributed exclusively through independent brokers across South Africa.

Strengths
  • Broker-aligned model
  • Strong claims service
  • Telematics-enabled products
Trade-offs
  • Available only through brokers
  • Lower direct brand awareness