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Provider comparison · Updated May 2026

Momentum vs Old Mutual Insure

How Momentum and Old Mutual Insure compare on price, claims, products and rewards across the South African market.

Momentum edges Old Mutual Insure on customer rating.

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FeatureMomentumOld Mutual Insure
Customer rating★ 4.5★ 4.3
Average premiumR710/pmR750/pm
Claims turnaround72h72h
Pricing tierPremiumPremium
Flagship productMultiply RewardsElite Plus
Product rangeLife, Investments, Short-term, HealthPersonal Lines, Commercial, Agriculture, Specialist

Momentum

Long-term financial wellness

Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.

Strengths
  • Strong life and investment offering
  • Multiply rewards programme
  • Holistic advice
Trade-offs
  • Short-term insurance secondary focus
  • Broker-led model
Get a Momentum quoteMomentum profile

Old Mutual Insure

Formerly Mutual & Federal

Old Mutual Insure (formerly Mutual & Federal) is one of South Africa's oldest short-term insurers, serving personal, commercial and agricultural markets.

Strengths
  • 150+ year heritage
  • Strong commercial book
  • Wide broker network
Trade-offs
  • Broker-led distribution
  • Premium pricing tier
Get a Old Mutual Insure quoteOld Mutual Insure profile

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