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Provider comparison · Updated May 2026

Momentum vs MUA Insurance

How Momentum and MUA Insurance compare on price, claims, products and rewards across the South African market.

Momentum and MUA Insurance are evenly matched on customer rating.

FeatureMomentumMUA Insurance
Customer rating★ 4.5★ 4.5
Average premiumR710/pmR1 250/pm
Claims turnaround72h48h
Pricing tierPremiumPremium
Flagship productMultiply RewardsHigh-Net-Worth Car
Product rangeLife, Investments, Short-term, HealthHigh-value Car, Fine Art, Yacht, Home

Momentum

Long-term financial wellness

Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.

Strengths
  • Strong life and investment offering
  • Multiply rewards programme
  • Holistic advice
Trade-offs
  • Short-term insurance secondary focus
  • Broker-led model

MUA Insurance

Specialist high-net-worth cover

MUA is a specialist short-term insurer serving high-net-worth individuals in South Africa with premium motor, home and valuables cover.

Strengths
  • Specialist HNW expertise
  • Concierge claims service
  • Wide international cover
Trade-offs
  • High premium entry point
  • Targeted at HNW clients only