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Provider comparison · Updated May 2026

Momentum vs Momentum Insure

How Momentum and Momentum Insure compare on price, claims, products and rewards across the South African market.

Momentum edges Momentum Insure on customer rating.

FeatureMomentumMomentum Insure
Customer rating★ 4.5★ 4.3
Average premiumR710/pmR670/pm
Claims turnaround72h48h
Pricing tierPremiumMid-range
Flagship productMultiply RewardsSafety Bonus
Product rangeLife, Investments, Short-term, HealthCar, Home, All-risks, Business

Momentum

Long-term financial wellness

Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.

Strengths
  • Strong life and investment offering
  • Multiply rewards programme
  • Holistic advice
Trade-offs
  • Short-term insurance secondary focus
  • Broker-led model

Momentum Insure

Safer driving, lower premiums

Momentum Insure (formerly Alexander Forbes Insurance) is the short-term arm of Momentum Metropolitan, focused on telematics-driven personal lines.

Strengths
  • Safety Bonus cash-back
  • Multiply rewards integration
  • Telematics-based pricing
Trade-offs
  • Smaller short-term footprint
  • Best value tied to Multiply