← All comparisons
Provider comparison · Updated May 2026
Momentum vs Lombard Insurance
How Momentum and Lombard Insurance compare on price, claims, products and rewards across the South African market.
Momentum edges Lombard Insurance on customer rating.
| Feature | Momentum | Lombard Insurance |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.2 |
| Average premium | R710/pm | R850/pm |
| Claims turnaround | 72h | 72h |
| Pricing tier | Premium | Premium |
| Flagship product | Multiply Rewards | Bond & Guarantees |
| Product range | Life, Investments, Short-term, Health | Surety Bonds, Engineering, Liability, Commercial |
Momentum
Long-term financial wellness
Momentum is a diversified financial services group offering life, investments, short-term insurance and Multiply rewards.
Strengths
- Strong life and investment offering
- Multiply rewards programme
- Holistic advice
Trade-offs
- Short-term insurance secondary focus
- Broker-led model
Lombard Insurance
Specialist surety & niche cover
Lombard Insurance is a South African specialist insurer best known for surety bonds, guarantees and niche commercial lines.
Strengths
- Leading surety bond provider
- Specialist underwriting
- Strong commercial relationships
Trade-offs
- Mostly commercial & surety focus
- Limited personal cover
Other popular comparisons
Discovery Insure vs OUTsuranceDiscovery Insure vs King PriceDiscovery Insure vs SantamDiscovery Insure vs MiWayDiscovery Insure vs MomentumOUTsurance vs King PriceOUTsurance vs SantamOUTsurance vs MiWayOUTsurance vs MomentumKing Price vs Santam