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Provider comparison · Updated May 2026
King Price vs Stangen
How King Price and Stangen compare on price, claims, products and rewards across the South African market.
King Price edges Stangen on customer rating.
| Feature | King Price | Stangen |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.2 |
| Average premium | R590/pm | R140/pm |
| Claims turnaround | 36h | 48h |
| Pricing tier | Budget | Budget |
| Flagship product | Decreasing Premium | Direct Life Cover |
| Product range | Car, Building, Cyber Cover, Commercial | Life, Funeral, Disability |
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
Stangen
Direct life insurance, no medicals
Stangen is a Liberty-group direct life insurer offering simple, no-medical life cover via online and telesales channels.
Strengths
- No medicals up to R3m
- Simple online application
- Fast underwriting
Trade-offs
- Life-only product set
- Limited rider flexibility
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