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Provider comparison · Updated May 2026
King Price vs PPS
How King Price and PPS compare on price, claims, products and rewards across the South African market.
PPS edges King Price on customer rating.
| Feature | King Price | PPS |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.7 |
| Average premium | R590/pm | R295/pm |
| Claims turnaround | 36h | 48h |
| Pricing tier | Budget | Premium |
| Flagship product | Decreasing Premium | Sickness & Permanent Incapacity |
| Product range | Car, Building, Cyber Cover, Commercial | Life, Sickness, Disability, Investments |
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
PPS
Mutual society for graduate professionals
PPS is a member-owned mutual financial services group serving graduate professionals in South Africa, sharing all profits with its members.
Strengths
- Profit-share to members
- Specialist sickness cover
- Strong professional community
Trade-offs
- Graduate professionals only
- Niche eligibility
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