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Provider comparison · Updated May 2026
King Price vs Old Mutual Insure
How King Price and Old Mutual Insure compare on price, claims, products and rewards across the South African market.
King Price edges Old Mutual Insure on customer rating.
| Feature | King Price | Old Mutual Insure |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.3 |
| Average premium | R590/pm | R750/pm |
| Claims turnaround | 36h | 72h |
| Pricing tier | Budget | Premium |
| Flagship product | Decreasing Premium | Elite Plus |
| Product range | Car, Building, Cyber Cover, Commercial | Personal Lines, Commercial, Agriculture, Specialist |
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
Old Mutual Insure
Formerly Mutual & Federal
Old Mutual Insure (formerly Mutual & Federal) is one of South Africa's oldest short-term insurers, serving personal, commercial and agricultural markets.
Strengths
- 150+ year heritage
- Strong commercial book
- Wide broker network
Trade-offs
- Broker-led distribution
- Premium pricing tier
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