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Provider comparison · Updated May 2026

King Price vs Old Mutual

How King Price and Old Mutual compare on price, claims, products and rewards across the South African market.

King Price edges Old Mutual on customer rating.

FeatureKing PriceOld Mutual
Customer rating★ 4.5★ 4.3
Average premiumR590/pm
Claims turnaround36h96h
Pricing tierBudgetMid-range
Flagship productDecreasing PremiumGreenlight Life
Product rangeCar, Building, Cyber Cover, CommercialFuneral, Life, Investments, Short-term

King Price

Premiums that decrease monthly

King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.

Strengths
  • Premiums decrease as your car depreciates
  • Lower entry price
  • Modern app
Trade-offs
  • Less established claims reputation
  • Limited add-ons

Old Mutual

Africa's oldest financial brand

Founded in 1845, Old Mutual is a pan-African financial services group with deep roots in life, funeral and savings products.

Strengths
  • Trusted 175-year brand
  • Wide product range
  • Funeral & life leader
Trade-offs
  • Slower digital tooling
  • Traditional broker channel