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Provider comparison · Updated May 2026
King Price vs MUA Insurance
How King Price and MUA Insurance compare on price, claims, products and rewards across the South African market.
King Price and MUA Insurance are evenly matched on customer rating.
| Feature | King Price | MUA Insurance |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.5 |
| Average premium | R590/pm | R1 250/pm |
| Claims turnaround | 36h | 48h |
| Pricing tier | Budget | Premium |
| Flagship product | Decreasing Premium | High-Net-Worth Car |
| Product range | Car, Building, Cyber Cover, Commercial | High-value Car, Fine Art, Yacht, Home |
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
MUA Insurance
Specialist high-net-worth cover
MUA is a specialist short-term insurer serving high-net-worth individuals in South Africa with premium motor, home and valuables cover.
Strengths
- Specialist HNW expertise
- Concierge claims service
- Wide international cover
Trade-offs
- High premium entry point
- Targeted at HNW clients only
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