← All comparisons
Provider comparison · Updated May 2026
King Price vs Momentum Insure
How King Price and Momentum Insure compare on price, claims, products and rewards across the South African market.
King Price edges Momentum Insure on customer rating.
| Feature | King Price | Momentum Insure |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.3 |
| Average premium | R590/pm | R670/pm |
| Claims turnaround | 36h | 48h |
| Pricing tier | Budget | Mid-range |
| Flagship product | Decreasing Premium | Safety Bonus |
| Product range | Car, Building, Cyber Cover, Commercial | Car, Home, All-risks, Business |
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
Momentum Insure
Safer driving, lower premiums
Momentum Insure (formerly Alexander Forbes Insurance) is the short-term arm of Momentum Metropolitan, focused on telematics-driven personal lines.
Strengths
- Safety Bonus cash-back
- Multiply rewards integration
- Telematics-based pricing
Trade-offs
- Smaller short-term footprint
- Best value tied to Multiply
Other popular comparisons
Discovery Insure vs OUTsuranceDiscovery Insure vs King PriceDiscovery Insure vs SantamDiscovery Insure vs MiWayDiscovery Insure vs MomentumOUTsurance vs King PriceOUTsurance vs SantamOUTsurance vs MiWayOUTsurance vs MomentumKing Price vs Santam