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Provider comparison · Updated May 2026
King Price vs Metropolitan
How King Price and Metropolitan compare on price, claims, products and rewards across the South African market.
King Price edges Metropolitan on customer rating.
| Feature | King Price | Metropolitan |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.2 |
| Average premium | R590/pm | R135/pm |
| Claims turnaround | 36h | 72h |
| Pricing tier | Budget | Budget |
| Flagship product | Decreasing Premium | Cover2Go |
| Product range | Car, Building, Cyber Cover, Commercial | Life, Funeral, Health, Investments |
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
Metropolitan
Insurance for everyday South Africa
Metropolitan, part of the Momentum Metropolitan group, focuses on accessible life and funeral cover for emerging-market South African families.
Strengths
- Affordable entry-level life cover
- Strong township footprint
- Easy USSD access
Trade-offs
- Lower cover limits
- Basic digital tooling
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