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Provider comparison · Updated May 2026
King Price vs Lombard Insurance
How King Price and Lombard Insurance compare on price, claims, products and rewards across the South African market.
King Price edges Lombard Insurance on customer rating.
| Feature | King Price | Lombard Insurance |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.2 |
| Average premium | R590/pm | R850/pm |
| Claims turnaround | 36h | 72h |
| Pricing tier | Budget | Premium |
| Flagship product | Decreasing Premium | Bond & Guarantees |
| Product range | Car, Building, Cyber Cover, Commercial | Surety Bonds, Engineering, Liability, Commercial |
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
Lombard Insurance
Specialist surety & niche cover
Lombard Insurance is a South African specialist insurer best known for surety bonds, guarantees and niche commercial lines.
Strengths
- Leading surety bond provider
- Specialist underwriting
- Strong commercial relationships
Trade-offs
- Mostly commercial & surety focus
- Limited personal cover
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