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Provider comparison · Updated May 2026
King Price vs FNB Insurance
How King Price and FNB Insurance compare on price, claims, products and rewards across the South African market.
King Price edges FNB Insurance on customer rating.
| Feature | King Price | FNB Insurance |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4.3 |
| Average premium | R590/pm | R660/pm |
| Claims turnaround | 36h | 48h |
| Pricing tier | Budget | Mid-range |
| Flagship product | Decreasing Premium | Smart Car Insurance |
| Product range | Car, Building, Cyber Cover, Commercial | Car, Home, Life, Funeral |
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
FNB Insurance
Bank-linked short-term cover
FNB Insurance offers short-term and life cover bundled with FNB banking, with eBucks rewards and in-app policy management.
Strengths
- eBucks rewards
- Seamless banking integration
- Easy app management
Trade-offs
- FNB customers only for best rates
- Underwritten by partner insurers
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