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Provider comparison · Updated May 2026
King Price vs Constantia Insurance
How King Price and Constantia Insurance compare on price, claims, products and rewards across the South African market.
King Price edges Constantia Insurance on customer rating.
| Feature | King Price | Constantia Insurance |
|---|---|---|
| Customer rating | ★ 4.5 | ★ 4 |
| Average premium | R590/pm | R720/pm |
| Claims turnaround | 36h | 72h |
| Pricing tier | Budget | Mid-range |
| Flagship product | Decreasing Premium | Niche Commercial |
| Product range | Car, Building, Cyber Cover, Commercial | Personal Lines, Commercial, Niche, Marine |
King Price
Premiums that decrease monthly
King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.
Strengths
- Premiums decrease as your car depreciates
- Lower entry price
- Modern app
Trade-offs
- Less established claims reputation
- Limited add-ons
Constantia Insurance
Niche personal & commercial cover
Constantia Insurance is a South African short-term insurer focused on niche personal and commercial risks distributed via brokers.
Strengths
- Specialist niche underwriting
- Flexible bespoke covers
- Established broker relationships
Trade-offs
- Broker-only distribution
- Limited brand visibility
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