← All comparisons

Provider comparison · Updated May 2026

King Price vs 1Life

How King Price and 1Life compare on price, claims, products and rewards across the South African market.

King Price edges 1Life on customer rating.

FeatureKing Price1Life
Customer rating★ 4.5★ 4.4
Average premiumR590/pmR195/pm
Claims turnaround36h48h
Pricing tierBudgetBudget
Flagship productDecreasing PremiumPure Life Cover
Product rangeCar, Building, Cyber Cover, CommercialLife, Funeral, Disability, Credit Life

King Price

Premiums that decrease monthly

King Price disrupted the SA car insurance market by aligning premiums to vehicle depreciation, making cover cheaper as cars age.

Strengths
  • Premiums decrease as your car depreciates
  • Lower entry price
  • Modern app
Trade-offs
  • Less established claims reputation
  • Limited add-ons

1Life

Life cover made simple

1Life is a Telesure-group direct life insurer that pioneered fully online life cover in South Africa, focused on simple risk products.

Strengths
  • Online life cover in minutes
  • No medicals up to R5m
  • Transparent pricing
Trade-offs
  • Life-only focus, no short-term
  • Limited rider options