← All comparisons
Provider comparison · Updated May 2026
Discovery Insure vs Old Mutual Insure
How Discovery Insure and Old Mutual Insure compare on price, claims, products and rewards across the South African market.
Discovery Insure edges Old Mutual Insure on customer rating.
| Feature | Discovery Insure | Old Mutual Insure |
|---|---|---|
| Customer rating | ★ 4.7 | ★ 4.3 |
| Average premium | R680/pm | R750/pm |
| Claims turnaround | 48h | 72h |
| Pricing tier | Premium | Premium |
| Flagship product | Vitality Drive | Elite Plus |
| Product range | Comprehensive Car, Home & Buildings, Discovery Life, Health Plans | Personal Lines, Commercial, Agriculture, Specialist |
Discovery Insure
Behaviour-based rewards & telematics
Part of the Discovery Group, Discovery Insure pioneered shared-value insurance in South Africa, rewarding safer driving and healthier living through Vitality.
Strengths
- Vitality fuel cash-back up to 25%
- Strong claims technology
- Unlimited roadside
Trade-offs
- Higher entry-level pricing
- Best value requires app engagement
Old Mutual Insure
Formerly Mutual & Federal
Old Mutual Insure (formerly Mutual & Federal) is one of South Africa's oldest short-term insurers, serving personal, commercial and agricultural markets.
Strengths
- 150+ year heritage
- Strong commercial book
- Wide broker network
Trade-offs
- Broker-led distribution
- Premium pricing tier
Other popular comparisons
Discovery Insure vs OUTsuranceDiscovery Insure vs King PriceDiscovery Insure vs SantamDiscovery Insure vs MiWayDiscovery Insure vs MomentumOUTsurance vs King PriceOUTsurance vs SantamOUTsurance vs MiWayOUTsurance vs MomentumKing Price vs Santam