Funeral
The best funeral cover policies under R200 per month
Family cover up to R30,000 with 48-hour payouts — compare Old Mutual, Sanlam, Avbob and AVBOB Direct.
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Overview
Funeral cover is the most-bought insurance product in South Africa. The market is dominated by Old Mutual, Sanlam, AVBOB and Metropolitan, with newer entrants like Clientèle competing on payout speed.
How funeral pricing works in SA
For under R200 per month, a family of four can secure R30,000 of cover with a 48-hour payout and a 6-month waiting period on natural-cause deaths.
What to do next
Always check the extended-family rider rules — they vary materially and are the most common claim dispute.
Frequently asked questions
How much does funeral cover cost in South Africa?+
Premiums vary by insurer, risk profile and product. The fastest way to benchmark is to compare matched quotes from multiple providers — see our funeral comparison.
Which insurers should I compare for funeral?+
We track 35+ South African insurers including Discovery, OUTsurance, Santam, MiWay, King Price, Momentum and Old Mutual. Get matched in under 2 minutes.
Is comparing quotes free?+
Yes. CompareInsurance.co.za is free, independent and POPIA-compliant. We never sell your details — we match you with FSCA-licensed providers only.
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Reviewed by SA-licensed FSCA broker panel. Editorial is independent of our commercial relationships — see our methodology.