Naked Insurance
AI-powered car & home cover
Editor verdict
Naked is a digital-first South African insurer using AI and a fixed-fee model — any underwriting surplus goes to charity via Naked's Givva programme.
Best for
- Fully app-based onboarding
- CoverPause feature
- Transparent fixed-fee model
Not for
- Newer brand
- Personal lines only
Score breakdown
How Naked Insurance scores, dimension by dimension
Composite of 5 weighted criteria, refreshed quarterly.
Pros & cons
Pros
- Fully app-based onboarding
- CoverPause feature
- Transparent fixed-fee model
Cons
- Newer brand
- Personal lines only
Products
Naked Insurance product range
Car
from R570/pmHome
from R570/pmContents
from R570/pmSingle Items
from R570/pmCustomer reviews
What Naked Insurance customers say
No reviews match these filters
Try widening your selection or clearing filters.
Reviews are submitted by South African policyholders and verified against policy numbers. We never edit content.
Company snapshot
Who is Naked Insurance?
Naked is a digital-first South African insurer using AI and a fixed-fee model — any underwriting surplus goes to charity via Naked's Givva programme.
Alternatives
Compare Naked Insurance to peers
By province
Naked Insurance car insurance by province
Compare Naked Insurance alongside other licensed insurers in your province.
How it works
Three steps to compare insurance in SA.
You stay anonymous until you decide an insurer is worth talking to.
Tell us what you need
About a minute of questions. No ID upload, no paperwork.
Compare insurers side by side
Independent ratings, premiums and claim turnaround times from 40+ SA insurers — in one view.
Pick what actually fits
Choose the cover that suits your budget. We don't follow up unless you ask us to.
Transparency
How we make money.
CompareInsurance.co.za is free to use. We never charge South Africans for a comparison or for being introduced to an insurer.
When you choose to get a quote, the insurer you pick may pay us a referral fee. That fee never changes the premium you're quoted, and it never changes where insurers sit in our rankings — those are based on our independent editorial scoring.
If an insurer doesn't pay us at all, we still list them. We'd rather show you the right cover than only the ones paying us.
Read our full methodologyReady to see Naked Insurance's real price for your profile?
Get matched with Naked Insurance alongside 5+ competitors in 60 seconds. POPIA-compliant, no obligation.
Get my Naked Insurance car insurance quoteFunnel pre-filled with Naked Insurance · Car Insurance
Naked Insurance · Car Insurance
From R570/pm · 60-second quote