Editor verdict
Naked is a digital-first South African insurer using AI and a fixed-fee model — any underwriting surplus goes to charity via Naked's Givva programme.
Best for
- Fully app-based onboarding
- CoverPause feature
- Transparent fixed-fee model
Not for
- Newer brand
- Personal lines only
Score breakdown
How Naked Insurance scores, dimension by dimension
Composite of 5 weighted criteria, refreshed quarterly.
Pros & cons
Pros
- Fully app-based onboarding
- CoverPause feature
- Transparent fixed-fee model
Cons
- Newer brand
- Personal lines only
Products
Naked Insurance product range
Car
from R570/pmHome
from R570/pmContents
from R570/pmSingle Items
from R570/pmCustomer reviews
What Naked Insurance customers say
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Reviews are submitted by South African policyholders and verified against policy numbers. We never edit content.
Company snapshot
Who is Naked Insurance?
Naked is a digital-first South African insurer using AI and a fixed-fee model — any underwriting surplus goes to charity via Naked's Givva programme.
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