Compare Medical Aid Schemes And Options

South Africans have a huge choice when it comes to medical aid schemes and options, but that also makes it so much more difficult to choose the right one for your needs. Some schemes offer incentives, while others try to keep the contributions as low as possible. We are here to help you find the perfect medical aid for your requirements.

Why you should request your quote today:

  • Compare Apples with Apples
    We will provide you with a comparative quote of up to five schemes to view each scheme’s benefits. You will be able to see exactly how much each scheme covers for each benefit.
  • Unbiased Reports
    When we send you the quote we’re not trying to hide anything, but we do code the scheme and option names so that you are not blinded by the names, but look at the actual features and benefits of each scheme. Once you’ve studied the comparison we would gladly provide you with the names.
  • Free Professional Advice
    We don’t merely quote any random scheme and option – we take your personal healthcare and financial requirements into account, and only provide you with suitable options.

Medical Insurance in South Africa

With the costs of traditional comprehensive medical aid schemes increasing drastically over the past couple of years and other factors such as rising interest rates more and more people are feeling the pinch and opting for medical insurance as a means of saving to pay the exorbitant medical aid rates.

Bear in mind that medical insurance is not a hospital plan and is a simple insurance policy that will normally pay out a predetermined amount per day while you are in hospital. A hospital plan will offer you cover of medical costs incurred while you are hospitalized and the medical procedures take place during your stay in hospital. All hospital plans vary considerably as do the premiums charged and it is advisable to ensure that whatever cover you opt for that you are aware of the limitations of such option.

Premiums for medical insurance will be influenced by factors such as your age and your previous medical history and each application is therefore rated individually.

Both hospital plans and medical insurance are alternatives to consider if you can not afford a comprehensive medical aid plan but bear in mind that they do not offer the full benefits of a medical aid scheme.

Medical insurance is a very wise option for self-employed individuals to consider purchasing over and above their participation in a medical aid scheme. This type of insurance assures you of a set amount of income on the days that you are incapacitated and in hospital.

If you are interested in finding out more about medical insurance please feel free to fill in the applicable request for quote form and an experienced medical insurance consultant will contact you to discuss your requirements and the various available options to meet these.